Motor Trade Combined Insurance
A motor trade combined policy provides a one-stop solution for those motor traders who require road risks insurance along with property and stock cover.
Trading from premises carries additional risks. If you operate a car sales forecourt, a service and repair garage, MOT centre or valeting business, and particularly if you have invested in stock, tools, equipment and premises, you need to ensure you have adequate insurance in place.
Our combined road risks, stock and property policy provides you with an exceptional level of cover, protecting not only your liability exposure, including employers and public liability, defective workmanship and sales indemnity, but also damage to your vehicles (whether stock or for personal use); damage to your business premises; contents such as machinery, plant, fixtures and fittings; and tools used for the purpose of running your business.
Depending on the nature of your business, you can also include business interruption, wrongful conversion, loss of MOT licence, engineering inspection, goods in transit, tools away from site, legal expenses, money & assault and terrorism, as necessary.
To discuss your requirements and ensure your business is adequately insured, please talk to our specialist Motor Trade Team on 01992 703007.